Rental Property Eval

A cleaner grouped-layout version of the rental property calculator.

Winner
Market Investment Result wins
by $3,085,986 more than the rental property.
Rental Property Profit
$2.6M
Market Investment Result
$5.7M

Main Assumptions

Core purchase, financing, rent, timeline, and cash-flow strategy.

$
%

$187,500 cash into property

%

Monthly mortgage = $3,648

yrs
$

Break Even amount: $5,989

Rental property vs. market investment

Market Investment Result is ahead by $3,085,986 after 30 years.

Rental Expenses & Transaction Costs

Operating costs, taxes, closing costs, and sale costs.

%
%

$688 / month

$

$250 / month

%

$625 / month

%

$360 / month

%

$18,750

%

Investment & Growth Assumptions

Market alternative, appreciation, rent growth, and loss coverage.

%
%
%

Custom return

0

Index presets use approximate 30-year annualized historical total-return averages with dividends reinvested. They are planning assumptions, not forecasts.

Ownership cost summary

Today's monthly rent and expense waterfall for the rental property.

Effective monthly rent$4,275
Less monthly mortgage-$3,648
Less property taxes-$688
Less insurance-$250
Less maintenance-$625
Less management-$360
Monthly ownership and operating costs$5,571
Monthly cash flow today-$1,296

This is a current-month view. The full model still applies future rent growth, appreciation, and loan amortization.

Return Metrics

Supporting metrics from the rental property path.

Monthly cash flow
-$1,296
Break-even rent
$5,989
Cash-on-cash
-7.54%
Cap rate
3.76%
Effective monthly rent
$4,275
Net operating income
$28,230
Equity after sale
$2.3M
Ending property value
$2.4M